My husband has both a minor, not life threatening, form of muscular distrophy and MS. The MS could at any time turn debilitating. It's frightening, and we are so damned lucky that where we both work, we have really, really good health benefits. Benefits that don't ask about pre-existing conditions.
It's scary enough that because he's been diagnosed with MS, if we ever want a life insurance policy for him, it would be near impossible and cost a fortune. Because MS could conceivably kill him, or disable him permanently.
We're very lucky that we have a good health system here, and that so far, his form of MS has been very quiet. From what his doctors have said, most MS patients with his form of MS have at least one symptom flare-up a year. He tends more towards one every three years. As a matter of fact, his doctors just cut back his medication because he's doing so good. [As a side note, his meds would cost us upwards of $80k a year, if we didn't have benefits. We pay $87 four times a year.]
All of this, and my husband still makes the most money between the two of us. I barely top $20k a year, and we have a house and a five year old daughter.
I'll admit to occasionally being terrified of his MS getting worse.
And wow... I just hijacked your comments. *eeps* Sorry!
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My husband has both a minor, not life threatening, form of muscular distrophy and MS. The MS could at any time turn debilitating. It's frightening, and we are so damned lucky that where we both work, we have really, really good health benefits. Benefits that don't ask about pre-existing conditions.
It's scary enough that because he's been diagnosed with MS, if we ever want a life insurance policy for him, it would be near impossible and cost a fortune. Because MS could conceivably kill him, or disable him permanently.
We're very lucky that we have a good health system here, and that so far, his form of MS has been very quiet. From what his doctors have said, most MS patients with his form of MS have at least one symptom flare-up a year. He tends more towards one every three years. As a matter of fact, his doctors just cut back his medication because he's doing so good. [As a side note, his meds would cost us upwards of $80k a year, if we didn't have benefits. We pay $87 four times a year.]
All of this, and my husband still makes the most money between the two of us. I barely top $20k a year, and we have a house and a five year old daughter.
I'll admit to occasionally being terrified of his MS getting worse.
And wow... I just hijacked your comments. *eeps* Sorry!